All posts by Enaliya

writer, editor, translator and graphic designer

Negara Bebas Visa WNI – 2019

Berikut ini adalah daftar negara bebas visa 2019 terbaru untuk pemegang paspor Indonesia.

  1. Angola – Visa on Arrival 30 hari
  2. Armenia – eVisa / Visa on Arrival 120 hari
  3. Azerbaijan – eVisa / Visa on Arrival 30 hari
  4. Barbados – Bebas visa 90 hari
  5. Belarus – Bebas visa 30 hari
  6. Bolivia – eVisa / Visa on Arrival 90 hari
  7. Brazil – Bebas visa 30 hari
  8. Brunei – Bebas visa 14 hari
  9. Cape Verde Island – Visa on Arrival
  10. Chile – Bebas visa 90 hari
  11. Comoros Island – Visa on Arrival 45 hari
  12. Djibouti – eVisa
  13. Dominica – Bebas visa 21 hari
  14. Ekuador – Bebas visa 90 hari
  15. Ethiopia – eVisa
  16. Fiji – Bebas visa 120 hari
  17. Filipina – Bebas visa 30 hari
  18. Gabon – eVisa / Visa on Arrival 90 hari
  19. Gambia – Bebas visa 90 hari
  20. Guinea-Bissau – eVisa / Visa on Arrival 90 hari
  21. Guyana – Bebas visa 30 hari
  22. Haiti – Bebas visa 90 hari
  23. Hong Kong – Bebas visa 30 hari
  24. India – eVisa 30 hari di 24 bandara dan 3 pelabuhan
  25. Iran – eVisa / Visa on Arrival 30 hari
  26. Jepang – Bebas visa bagi pemegang e-paspor
  27. Kamboja – Bebas visa 30 hari
  28. Kenya – eVisa 90 hari
  29. Kolombia – Bebas visa 90 hari
  30. Kuba – Tourist Card 30 hari
  31. Kyrgyzstan – eVisa / visa on arrival 30 hari mendarat di Bandara Internasional Manas
  32. Laos – Bebas visa 30 hari
  33. Lesotho – eVisa 14 hari
  34. Macau – Bebas visa 30 hari
  35. Madagaskar – eVisa / Visa on Arrival 90 hari
  36. Malawi – Visa on Arrival 30 hari
  37. Malaysia – Bebas visa 90 hari
  38. Maldives – Visa on Arrival 30 hari
  39. Mali – Bebas visa 30 hari
  40. Maroko – Bebas visa 90 hari
  41. Marshall Island – Visa on Arrival 90 hari
  42. Mauritania – Visa on Arrival
  43. Mauritius – Visa on Arrival 60 hari
  44. Micronesia – Bebas visa 30 hari
  45. Mozambique – Visa on Arrival 30 hari
  46. Myanmar – Bebas visa 14 hari
  47. Namibia – Bebas visa 30 hari
  48. Nepal – Visa on Arrival 90 hari
  49. Nigeria – Pre-visa on Arrival
  50. Nikaragua – Visa on Arrival 30 hari
  51. Oman – eVisa 30 hari
  52. Pakistan – eVisa / Visa on Arrival 90 hari
  53. Palau Island – Visa on Arrival 30 hari
  54. Palestina – Bebas visa
  55. Pantai Gading – eVisa harus mendarat di Bandara Port Bouet
  56. Papua New Guinea – eVisa / Visa on Arrival 60 hari
  57. Peru – Bebas visa 180 hari
  58. Qatar – Bebas visa 30 hari
  59. Rwanda – Visa on Arrival 90 hari
  60. Saint Kitts and Nevis – Bebas visa 90 hari
  61. Samoa – Visa on Arrival 60 hari
  62. Senegal – Visa on Arrival 30 hari
  63. Serbia – Bebas visa 30 hari
  64. Seychelles – Visitor’s Permit 30 hari
  65. Sierra Leone – Visa on Arrival
  66. Singapura – Bebas visa 30 hari
  67. Somalia – Visa on Arrival 30 hari
  68. Sri Lanka – Bebas visa 30 hari
  69. St. Vincent and the Grenadines – Bebas visa 30 hari
  70. Suriname – Tourist Card 90 hari
  71. Tajikistan – Visa on Arrival 45 hari
  72. Tanzania – eVisa / Visa on Arrival
  73. Thailand – Bebas visa 30 hari
  74. Timor-Leste – Visa on Arrival 30 hari
  75. Togo – Visa on Arrival 7 hari
  76. Turki – eVisa 30 hari
  77. Tuvalu – Visa on Arrival 30 hari
  78. Uganda – Visa on Arrival / eVisa
  79. Uzbekistan – Bebas visa 30 hari
  80. Vietnam – Bebas visa 30 hari
  81. Yordania – Visa on Arrival
  82. Zimbabwe – eVisa / Visa on Arrival

Kerja Dari Rumah – Hal Penting

Sejak jaringan internet meluas, orang bisa kerja dari mana saja. Dari ahli informatika, youtuber, blogger/penulis, penerjemah, virtual assitant, sampai pedagang online, bekerja dari rumah sebaiknya mengetahui hal-hal berikut:

Sediakan “Working Station”. Bekerja di rumah bukan berarti sembarangan. Sediakan tempat yang memadai baik komputer dan koneksi internet. Jangan campur aduk dengan urusan rumah, pilih meja dan kursi kerja yang ergonomik. Jika kamu tinggal dengan kerluarga besar ada baiknya mempunya tempat yang tersendiri. Jika ada video/panggilan, kamu tidak mau ada suara-suara menggangu seperti tangisan anak, gonggongan anjing, tukang jualan lewat, dan semacamnya ikut terdengar.

Kenali lingkungan sekitarmu. Bersiaplah kalau seandainya internet koneksi atau listrik mengalami gangguan, kemana kamu memindahkan tempat kerja. Mall terdekat dengan pilihan restoran atau coffee shop dengan wifi, co-working space, rumah teman atau saudara. Ketahui dimana kita bisa mencetak/print dokumen, mengirimkan via kurir atau kantor pos, membeli meterai untuk tagihan dll.

Kenali sistem pembayaran. Kalau pekerjaan kamu bagus, tetapi kamu tidak bisa menagih, bagaimana kamu bisa mendapat menghasilan? Setiap menerima pekerjaan, kenali ketentuan pembayaran. Usahakan mempunya kontrak untuk setiap pekerjaan. Kalau kamu menjual barang, pastikan menerima pembayaran sebelum mengirimkan barang. Waspadalah dengan berbagai bentuk penipuan.

Atur jam kerja. Meski bekerja dari rumah atur jam kerjamu. Tetapkan jam kerjamu dan disiplin. Kamu mempunyai kebebasan untuk mengerjakan hal lain, tetapi pekerjaan tetap prioritas. Bekerja terlalu lama juga belum tentu produktif. Kadang setelah istirahat sejenak, pikiran kita lebih terbuka.

Tetap Update. Selalu aktif mencari informasi sesuai bidang yang kita tekuni. Ikutin forum-forum, seminar dan kursus sesuai bidang kita agar kita tidak ketinggalan jika ada hal-hal yang baru. Bertemu banyak orang di bidang yang sama juga baik untuk jejaring.

Aktif bersosialisasi. Bekerja dari rumah membuat kita jarang berinteraksi dengan orang lain. Aktiflah bersosialisasi dengan teman-teman “kantor lama”, teman-teman sekolah/kuliah, tetangga, sesama profesi atau bergabunglah dengan klub hobi. Seimbangkan kesendirian kerja dengan kehidupan sosialmu yang aktif.

Cepat tanggap. Selalu cepat tanggap dalam komunikasi pekerjaan. Ketika kita menerima email dokumen balaslah segera meskipus singkat, misalnya: dokumen sudah diterima. Atau sekedar membalas: Siap segera dikerjakan. Selalu siap menerima video/tele-conference dan kerja sama dengan anggota tim lain.

Kelola keuanganmu. Bekerja dari rumah atau kerja freelancer tidak memberikan jaminan penghasilan tetap. Kadang banyak proyek, kadang sepi. Kita harus pandai-pandai mengatur keuangan. Ketika banyak proyek, sisihkan penghasilanmu untuk keperluan pada saat sepi proyek. Luaskan jaringan untuk mendapatkan banyak pekerjaan baru. Mengelola beberapa proyek bisa menjamin keberlangsungan penghasilan kita.

GenBI: An Investment in Future Leaders

A strong nation needs competent leaders of good character, capable of achieving and inspiring greatness. With this in mind, Bank Indonesia, has for decades been nurturing some of Indonesia’s most promising young talent through the provision of scholarships.

But talent alone is nothing without dedication to the nation. Therefore, BI in 2011 decided to broaden the impact of its education program by setting up a community called Generasi Baru Indonesia (New Indonesian Generation, GenBI). This initiative provides BI’s scholarship recipients with training and soft skills to become future leaders, capable of engaging and empowering the public.

GenBI presently covers 77 universities located across Indonesia. Rather than just giving financial support to students, BI is also building their characters, so they will become agents of change. Specific training covers leadership, motivation, writing, public speaking and central banking education.

The program teaches young people to become independent, creative and innovative, as well as inspiring their sense of nationalism, so they will become responsible for the future success of their country. Recipients learn to work in partnership with different organizations and levels of government, conducting activities that help to close the socio-economic gap.

Members of GenBI have diverse backgrounds of expertise and specialization. Their abilities and insights are broadened to address future local, national and even global challenges. For example, members have undertaken initiatives to combat poverty, raise environmental conservation, and improve health and hygiene.

Positive Impacts

The GenBI program is not elitist but is based entirely upon merit. Members undergo self-improvement and acquire values on how to inspire a peaceful, tolerant and inclusive society, while enhancing national growth and competitiveness. Internship opportunities are provided in Bank Indonesia and in respected national and multinational corporations.

Bony Prawira, a student of economics at Jakarta State University, says GenBI has taught him that it’s never too early for the young generation to start making positive social change. “Before being educated in GenBI, my social spirit was lacking,” he says. “I always thought I was not ready to help others. Once in GenBI, I realized we did not need to be perfect to help others. What is important is the intention and the will.”

Rifki Budianto Arif, who became a member of GenBI while studying law at the University of Indonesia, says the program enabled him to become involved in various social activities, such as encouraging communities to adopt better health and hygiene practices.

“We received assistance not only in the form of scholarships, but also through training as prospective entrepreneurs. This fostered a sense of social responsibility through positive activities,” says Rifki, who is now a researcher at the government’s Financial Services Authority. He says these valuable experiences could not be obtained from attending university lectures.

In West Kalimantan province, GenBI is combating the serious problem of coastal erosion. Members joined forces with a local conservation group to plant 13,000 mangroves after wave erosion carved a small island from the mainland. Local GenBI chairman Ivan Dermawan says the planting was hard work, but a valuable lesson in engaging communities to protect the planet. Such lessons cannot be learned in books but are typical of the real-life experiences provided by being part of GenBI.

In the South Kalimantan capital of Banjarmasin, GenBI focuses on preserving cultural heritage, including a local woven textile, sasirangan, which had been at risk of extinction. “We want to give the public a love of their own culture,” says GenBI member Jaenudin. “There was no continuity for sasirangan. If not us, then who else?” In preserving culture, there are economic opportunities that benefit low-income households.
GenBI has harnessed the high energy and enthusiasm of Indonesia’s brightest youths, putting the country’s future in good hands. With the right leaders who care for the people and the environment, all Indonesians will benefit.

Inspiring Women’s Entrepreneurial Spirit

Retno, a housewife from crowded Petamburan neighborhood in Central Jakarta’s Tanah Abang subdistrict, used to struggle to keep her two children in school. Her husband’s income was barely enough to cover monthly household expenses.

Bank Indonesia (BI) last year opened Retno’s eyes to the entrepreneurial spirit and she now augments her family’s income by running a small clothing business. She has also learned of the importance of saving and how to manage her finances. “Thank God, BI’s assistance has been very helpful. I needed money for the household, including keeping my two children in elementary school. Now I can manage by selling clothes,” she smiles.

BI is increasing the entrepreneurial spirit of women like Retno by providing them with training and financial credit to enable them to start small businesses.

Two micro-entrepreneur programs are being conducted, the first in Jakarta and the outlying city of Tangerang in Banten province, and the second in Indonesia’s westernmost province, Aceh.

Both programs support BI’s efforts to empower women and promote gender equality. Gender equality is also smart economics. The World Bank says countries that provide better opportunities for women and girls can raise productivity, improve outcomes for children, make institutions more representative and advance development prospects for all citizens.

Indonesian women have long been relegated to the role of housewives, while men are the main breadwinners. This leaves millions of low-income families at risk of sliding into poverty if a breadwinner dies or becomes too ill to work. When women become entrepreneurs, their households become more resilient to financial shocks.

Women are traditionally responsible for providing their households with meals, childcare and general quality of life, as well as managing family expenses. This is a major role, not only in the domestic sphere, but also makes a significant contribution to the Indonesian economy. Yet women from low-income households could be doing much more to help their families and the nation, if only given training and opportunities.

According to Indonesia’s most recent census, the country has 118 million women, making up 49.66% of the population. Of the approximately 99.7 million Indonesians in the productive working age group of 15–64 years, only 36.2 million or 36.4% are women. These statistics show the productivity of women can be greatly increased to drive domestic economic growth.

Jakarta & Tangerang Program

BI in June 2015 launched the Women’s Empowerment Program for Inclusive and Sustainable Development in Jakarta and Tangerang.

The two cities were chosen because they represent the highest unemployment in Indonesia. While the national unemployment rate is 6.25%, it is 9.03% in Jakarta and 10.1% in Banten.

As a pilot project, the program is helping 3,000 women from low-income families to become micro-entrepreneurs. It also reaches 2,000 senior high school girls, who will become ‘YouthPreneurs’, learning through practical simulations, rather than just through theory.

Women selected for the program attend workshops to learn about financial literacy, the environment and food security.

Financial literacy covers business models, personal financial planning and objectives, cash flow and bookkeeping. Women learn how to make a business that is financially viable, manage a budget and keep records. The program also encourages saving, so that women can pay for school fees, healthcare and other family expenses.

The environmental aspect teaches participants about waste management and the benefits of recycling non-organic waste and composting. Women are learning how to minimize trash and pollution.

Food security teaches women to grow their own food through urban farming plots so they can provide vegetables for their families.

After the training, 2,000 women in Tangerang receive micro-credit of IDR1.75 million, while 1,000 women in Jakarta receive micro-credit of IDR2 million. Repaid capital is used to assist other women to become entrepreneurs. It will also be used to develop public facilities, such as parks, libraries and health clinics.

Using their new skills and capital, recipients have started small businesses. Some opened food stalls, selling meals and fried snacks. Others are making and selling clothing, and some are selling vegetables grown on urban plots.

BI continues to supervise the program to ensure projects run smoothly and that there is a commitment to saving and record keeping, and that beneficiaries’ children remain in school. Witnessing the success, other women have been inspired to become entrepreneurs.

Meanwhile, the YouthPreneurs are learning about life planning, personal financial planning, business planning (operations, marketing and resources), communication, cash flow and financial statements. This is to give them a competitive edge upon completing high school.

Aceh

Aceh’s women possess great potential for financial success but have been held back due to limited expertise and support. That situation is now changing, with BI working with the Integrated Business Service Centre for Micro, Small and Medium Cooperatives to identify groups of women with potential to develop business enterprises.

BI is supplying equipment, guidance and expertise to women involved in a range of enterprises, from salted fish production, rattan weaving and embroidered handbags, giftware and fashion accessories.

Technical consultant Nurul Fatmawati says many of the women have established joint-venture cooperatives to increase their business strength and are now reaping rewards through higher sales and income.

For example, about 40 women used to sell dried fish on the roadside and from beachside stalls, but since forming a cooperative and receiving assistance in the form of drying racks, they have improved their production techniques and are now enjoying sales across several districts. Local fishermen are also benefiting.

Similarly, women making embroidered handicrafts and trinkets from their homes in Meuraxa district have increased their turnover by 200% after receiving sewing machines from BI, while a group of rattan weavers is now selling its products to other provinces and even receiving export inquiries from Europe.

Success breeds success, and there’s no better place for women to benefit than Aceh, which had been devastated by a 2004 earthquake and tsunami. By harnessing the power of local women, the future looks bright ahead.

Bank Indonesia Corner: Building Resilience through Literacy

Today’s students are tomorrow’s leaders. Taking this maxim as part of its corporate social responsibility ethos, Bank Indonesia (BI) has embarked on an initiative to provide reading corners at educational institutions throughout Indonesia.

Launched in 2015, the BI Corner program is strengthening financial literacy by providing quality information on economics, as well as explaining BI’s role in managing the Indonesian economy. Efforts are focusing on universities, while early childhood education is being targeted through Bank Indonesia Reading & Storytelling Corners. Both programs are part of BI’s corporate social responsibility with the theme “Smart Indonesia”. Over the coming years, BI Corners will also be opened at selected high schools and entire education level throughout the country.

Indonesia has long suffered from poor financial literacy, as well as a low reading habit. The United Nations Educational Scientific and Cultural Organization ranks Indonesia as having the lowest reading habit in Southeast Asia. Only 1 out of every 1,000 citizens has an excellent reading habit.

Part of the problem is a lack of access to quality books and learning materials, due to inadequately stocked libraries, while some regions do not have sufficient bookstores. Other factors include specialist books being unaffordable for many people, and books that are too technical to attract readers.

BI therefore decided to develop the reading corners, which are unique physical spaces comprising well-stocked bookshelves, comfortable seating and multimedia technology. These attractive spaces enable people to learn of the strong link between reading and thinking, as they acquire knowledge that is relevant to their daily lives and financial success.

The designated corners are generally attached to existing campus libraries. Each BI Corner is equipped with eye-catching bookshelves, hundreds finance-related books in Indonesian and English, sofas, computer terminal and LED TV, and a collection of BI periodicals and reports.

Subjects covered by available books are too numerous to list individually here, but include banking, practical economics, development planning, accounting, auditing, taxation, Islamic finance, international humanitarian law, economic theory, business and marketing, management and human resources, natural resources, and inspirational biographies.

Building Resilience
Less than half of Indonesia’s 250 million people have bank accounts – a situation that BI is taking measures to remedy through education programs.

“The new BI reading corner is popular with students,” says Endang Kusuma Dhani, the librarian at Jakarta’s Moestopo University. “The range of books enables them to broaden their skills and knowledge of finance.”

Financial literacy plays a crucial role in development and can help countries to avoid the worst symptoms of regional and global financial crises. For example, households with savings accounts and multiple income streams are likely to be more financially resilient during times of recession, high inflation and rising unemployment.

Households with low levels of financial literacy tend not to plan for the long-term, borrow at higher interest rates and have fewer assets. They are also at greater risk of falling victim to financial scams.

Instilling Values & Skills
The BI Reading & Storytelling Corners, which are being developed at early childhood learning centers, aim to stimulate the growth and development of infants by introducing them to reading, counting and creativity.

Parents have expressed gratitude for the books, which are designed for children aged three to six. This is the stage when infants develop physical, mental and spiritual wellbeing, so it is the right time to instill values and skills for their futures.

The provision of exciting books and puppets helps children to understand the concept of money and importance of saving. Active involvement of parents is encouraged to ensure they play an ongoing role in the learning process.

At BI Reading & Storytelling Corners, BI provides training to staff of early childhood education centers (PAUD). Through good storytelling, children and their parents will be encouraged to read more.

Results have been promising, showing that stories, especially fables, have stimulated the imagination and creativity of children, as well as planting strong moral values.

BI is building and strengthening engagement with stakeholders, enabling students to understand the role of BI and its contribution to Indonesians.

BI’s reading corners are sowing the seeds to put the future of Indonesia’s economy in good hands, so that all Indonesians will benefit.

(Written in order Bank Indonesia participation on The Global CSR Awards 2016 by PINNACLE – Gold medal for “Excellence in Provision of Literacy & Education Award )

Melarung

Dalam Kamus Besar Bahasa Indonesia (KBBI), “larung” berarti peti mayat yang tidak berdasar. Sedangkan “melarung” berarti membiarkan hanyut atau menghanyutkan. Setelah proses kremasi pada 30 November 2015, saya membawa pulang 2 buah guci yang berisi abu badan dan sebuah kantong kain yang berisi abu peti dan serpihan tulang. Menurut manajer kremasi di Oasis Lestari, umumnya abu peti dan serpihan tulang tidak disimpan, tetapi dilarung ke lautan, misalnya Tanjung Pasir atau  Ancol.

Maka pada Sabtu pagi, 23 Januari 2016, bersama keluarga Dedi Maryadi (Ibu Cici Riesmasari, Cakra & Tari), Mas Jon dan Bevita, aku berangkat ke Pelabuhan Ratu.  Berhubung kesiangan kami bertemu dengan macet, seperti biasa pasar yang tumpah ke jalanan. Melewati Cikidang sudah tengah hari, Cakra muntah-muntah dan kami memutuskan untuk berhenti. Menyantap mie goreng dan mie rebus khas jalanan Indonesia.

Tiba di Pelabuhan Ratu, tempat bertemu dengan teman Pak Dedi adalah Cimaja Square. Cafe dan pemondokan ini konon milik artis Bucek, dan memang tampak ia duduk bersama seseorang di satu sisi. Ibundanya dengan ramah-tamah menyapa ketika kami tiba.

Sambil menunggu teman Pak Dedi yang akan membantu menyewakan perahu, kami mengecek kamar. Menuju pondok (cottage) kami harus berjalan cukup jauh melewati perkampungan. Pondok tersebut tidak terlalu luas, ruangan bawah hanya berisi satu sofa dan dapur kecil, sedangkan kamar di lantai atas. Ini bukan pondok yang cocok untuk 5 orang dewasa dan 2 anak balita.  Maka kami memutuskan untuk mengecek tempat lain.

Sebelum hari semakin sore, kami menuju pantai Sunset dimana perahu bersandar. Awalnya hujan turun sehingga kami harus berteduh. Tak lama hujan reda dan kami bertiga (aku, Cici dan Bevi) ikut dengan para tukang perahu. Ombak tidak terlalu tinggi, perlahan kami menjauh dari daratan dan tiba di tengah untuk melarung. Kuucapkan selamat tinggal sekali lagi…

melarung abu peti Gary di Pelabuhan Ratu

Minggu Kedua 2016

Hari ke-11 2016, waktunya menghadapi kenyataan, kupacu sepeda motor bertemu Mbak Puji Hastutik yang bersedia menemaniku ke Kantor Suku Dinas Kependudukan dan Pencatatan Sipil Jakarta Selatan. Hari ini aku akan mengurus pembuatan Akta Kematian Gary. Lobby kantor Sudin Dukcapil ramai orang dengan berbagai keperluan, membuat KTP, akta kelahiran, kematian, mengurus pernikahan dan perceraian. Kami menyiapkan persyaratan sesuai dengan informasi di layar visual. Tukang fotokopi terdekat tutup, maka terpaksa mencari ke arah Pasar Mayestik. Setelah dokumen siap, aku mengambil nomor antrian dan menunggu. Tiba nomor dipanggil, seperti biasa, prosesnya tidak semudah yang dibayangkan. Ternyata untuk Warga Negara Asing dilakukan di Kantor Dinas Kependudukan dan Pencatatan Sipil Provinsi DKI. Alatnya di Jl. S. Parman No.7 Jakarta Barat. Telp. 021-566 2296.

Hari ke-12 2016, adikku bersedia mengantar ke Grogol dan kamipun berangkat ke sana pagi-pagi. Ada beberapa dokumen yang harus dilengkapi sehingga aku harus kembali lagi kesana keesokan harinya. Dari kantor Dinas Dukcapil aku minta diantar ke rumah sakit untuk mengurus klaim asuransi. Sampai di rumah hujan lebat sekali… Kami makan siang bersama dan adikku kembali ke Cikarang sebelum macet menjelang.

Hari Ke-13 2016, untuk kedua kalinya ke kantor Dinas Dukcapil untuk melengkapi surat-surat. Pulang ke rumah naik busway karena adikku haru ke kantor dan meeting dengan klien. Berjalan dari halte busway Duren Tiga ke Kemang Utara. Lumayan hari ini cukup olah raga.

Hari ke-14 2016, menyiapkan laporan pajak Bulan Desember 2015, namun sepertinya sudah terlalu siang untuk menuju Tebet. Main-main ke kantor Nirwana dan membicarakan kemungkinan venture dan bekerja dengan klien baru. Makan siang di Gourmet Garage dengan Erni & Chris Breckwoldt.

Hari ke-15 2016, ke kantor pajak di Tebet dilanjut ke Traffic Management Center (TMC) Keliling Kalibata yang melayani pembayaran pajak dan perpanjangan STNK. Antrian lumayan panjang tapi masih bisa selesai dan kembali ke rumah sebelum pk 10.00. Urusan satu-satu diselesaikan 🙂

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