All posts by Enaliya

writer, editor, translator and graphic designer

GenBI: An Investment in Future Leaders

A strong nation needs competent leaders of good character, capable of achieving and inspiring greatness. With this in mind, Bank Indonesia, has for decades been nurturing some of Indonesia’s most promising young talent through the provision of scholarships.

But talent alone is nothing without dedication to the nation. Therefore, BI in 2011 decided to broaden the impact of its education program by setting up a community called Generasi Baru Indonesia (New Indonesian Generation, GenBI). This initiative provides BI’s scholarship recipients with training and soft skills to become future leaders, capable of engaging and empowering the public.

GenBI presently covers 77 universities located across Indonesia. Rather than just giving financial support to students, BI is also building their characters, so they will become agents of change. Specific training covers leadership, motivation, writing, public speaking and central banking education.

The program teaches young people to become independent, creative and innovative, as well as inspiring their sense of nationalism, so they will become responsible for the future success of their country. Recipients learn to work in partnership with different organizations and levels of government, conducting activities that help to close the socio-economic gap.

Members of GenBI have diverse backgrounds of expertise and specialization. Their abilities and insights are broadened to address future local, national and even global challenges. For example, members have undertaken initiatives to combat poverty, raise environmental conservation, and improve health and hygiene.

Positive Impacts

The GenBI program is not elitist but is based entirely upon merit. Members undergo self-improvement and acquire values on how to inspire a peaceful, tolerant and inclusive society, while enhancing national growth and competitiveness. Internship opportunities are provided in Bank Indonesia and in respected national and multinational corporations.

Bony Prawira, a student of economics at Jakarta State University, says GenBI has taught him that it’s never too early for the young generation to start making positive social change. “Before being educated in GenBI, my social spirit was lacking,” he says. “I always thought I was not ready to help others. Once in GenBI, I realized we did not need to be perfect to help others. What is important is the intention and the will.”

Rifki Budianto Arif, who became a member of GenBI while studying law at the University of Indonesia, says the program enabled him to become involved in various social activities, such as encouraging communities to adopt better health and hygiene practices.

“We received assistance not only in the form of scholarships, but also through training as prospective entrepreneurs. This fostered a sense of social responsibility through positive activities,” says Rifki, who is now a researcher at the government’s Financial Services Authority. He says these valuable experiences could not be obtained from attending university lectures.

In West Kalimantan province, GenBI is combating the serious problem of coastal erosion. Members joined forces with a local conservation group to plant 13,000 mangroves after wave erosion carved a small island from the mainland. Local GenBI chairman Ivan Dermawan says the planting was hard work, but a valuable lesson in engaging communities to protect the planet. Such lessons cannot be learned in books but are typical of the real-life experiences provided by being part of GenBI.

In the South Kalimantan capital of Banjarmasin, GenBI focuses on preserving cultural heritage, including a local woven textile, sasirangan, which had been at risk of extinction. “We want to give the public a love of their own culture,” says GenBI member Jaenudin. “There was no continuity for sasirangan. If not us, then who else?” In preserving culture, there are economic opportunities that benefit low-income households.
GenBI has harnessed the high energy and enthusiasm of Indonesia’s brightest youths, putting the country’s future in good hands. With the right leaders who care for the people and the environment, all Indonesians will benefit.


Inspiring Women’s Entrepreneurial Spirit

Retno, a housewife from crowded Petamburan neighborhood in Central Jakarta’s Tanah Abang subdistrict, used to struggle to keep her two children in school. Her husband’s income was barely enough to cover monthly household expenses.

Bank Indonesia (BI) last year opened Retno’s eyes to the entrepreneurial spirit and she now augments her family’s income by running a small clothing business. She has also learned of the importance of saving and how to manage her finances. “Thank God, BI’s assistance has been very helpful. I needed money for the household, including keeping my two children in elementary school. Now I can manage by selling clothes,” she smiles.

BI is increasing the entrepreneurial spirit of women like Retno by providing them with training and financial credit to enable them to start small businesses.

Two micro-entrepreneur programs are being conducted, the first in Jakarta and the outlying city of Tangerang in Banten province, and the second in Indonesia’s westernmost province, Aceh.

Both programs support BI’s efforts to empower women and promote gender equality. Gender equality is also smart economics. The World Bank says countries that provide better opportunities for women and girls can raise productivity, improve outcomes for children, make institutions more representative and advance development prospects for all citizens.

Indonesian women have long been relegated to the role of housewives, while men are the main breadwinners. This leaves millions of low-income families at risk of sliding into poverty if a breadwinner dies or becomes too ill to work. When women become entrepreneurs, their households become more resilient to financial shocks.

Women are traditionally responsible for providing their households with meals, childcare and general quality of life, as well as managing family expenses. This is a major role, not only in the domestic sphere, but also makes a significant contribution to the Indonesian economy. Yet women from low-income households could be doing much more to help their families and the nation, if only given training and opportunities.

According to Indonesia’s most recent census, the country has 118 million women, making up 49.66% of the population. Of the approximately 99.7 million Indonesians in the productive working age group of 15–64 years, only 36.2 million or 36.4% are women. These statistics show the productivity of women can be greatly increased to drive domestic economic growth.

Jakarta & Tangerang Program

BI in June 2015 launched the Women’s Empowerment Program for Inclusive and Sustainable Development in Jakarta and Tangerang.

The two cities were chosen because they represent the highest unemployment in Indonesia. While the national unemployment rate is 6.25%, it is 9.03% in Jakarta and 10.1% in Banten.

As a pilot project, the program is helping 3,000 women from low-income families to become micro-entrepreneurs. It also reaches 2,000 senior high school girls, who will become ‘YouthPreneurs’, learning through practical simulations, rather than just through theory.

Women selected for the program attend workshops to learn about financial literacy, the environment and food security.

Financial literacy covers business models, personal financial planning and objectives, cash flow and bookkeeping. Women learn how to make a business that is financially viable, manage a budget and keep records. The program also encourages saving, so that women can pay for school fees, healthcare and other family expenses.

The environmental aspect teaches participants about waste management and the benefits of recycling non-organic waste and composting. Women are learning how to minimize trash and pollution.

Food security teaches women to grow their own food through urban farming plots so they can provide vegetables for their families.

After the training, 2,000 women in Tangerang receive micro-credit of IDR1.75 million, while 1,000 women in Jakarta receive micro-credit of IDR2 million. Repaid capital is used to assist other women to become entrepreneurs. It will also be used to develop public facilities, such as parks, libraries and health clinics.

Using their new skills and capital, recipients have started small businesses. Some opened food stalls, selling meals and fried snacks. Others are making and selling clothing, and some are selling vegetables grown on urban plots.

BI continues to supervise the program to ensure projects run smoothly and that there is a commitment to saving and record keeping, and that beneficiaries’ children remain in school. Witnessing the success, other women have been inspired to become entrepreneurs.

Meanwhile, the YouthPreneurs are learning about life planning, personal financial planning, business planning (operations, marketing and resources), communication, cash flow and financial statements. This is to give them a competitive edge upon completing high school.


Aceh’s women possess great potential for financial success but have been held back due to limited expertise and support. That situation is now changing, with BI working with the Integrated Business Service Centre for Micro, Small and Medium Cooperatives to identify groups of women with potential to develop business enterprises.

BI is supplying equipment, guidance and expertise to women involved in a range of enterprises, from salted fish production, rattan weaving and embroidered handbags, giftware and fashion accessories.

Technical consultant Nurul Fatmawati says many of the women have established joint-venture cooperatives to increase their business strength and are now reaping rewards through higher sales and income.

For example, about 40 women used to sell dried fish on the roadside and from beachside stalls, but since forming a cooperative and receiving assistance in the form of drying racks, they have improved their production techniques and are now enjoying sales across several districts. Local fishermen are also benefiting.

Similarly, women making embroidered handicrafts and trinkets from their homes in Meuraxa district have increased their turnover by 200% after receiving sewing machines from BI, while a group of rattan weavers is now selling its products to other provinces and even receiving export inquiries from Europe.

Success breeds success, and there’s no better place for women to benefit than Aceh, which had been devastated by a 2004 earthquake and tsunami. By harnessing the power of local women, the future looks bright ahead.

Bank Indonesia Corner: Building Resilience through Literacy

Today’s students are tomorrow’s leaders. Taking this maxim as part of its corporate social responsibility ethos, Bank Indonesia (BI) has embarked on an initiative to provide reading corners at educational institutions throughout Indonesia.

Launched in 2015, the BI Corner program is strengthening financial literacy by providing quality information on economics, as well as explaining BI’s role in managing the Indonesian economy. Efforts are focusing on universities, while early childhood education is being targeted through Bank Indonesia Reading & Storytelling Corners. Both programs are part of BI’s corporate social responsibility with the theme “Smart Indonesia”. Over the coming years, BI Corners will also be opened at selected high schools and entire education level throughout the country.

Indonesia has long suffered from poor financial literacy, as well as a low reading habit. The United Nations Educational Scientific and Cultural Organization ranks Indonesia as having the lowest reading habit in Southeast Asia. Only 1 out of every 1,000 citizens has an excellent reading habit.

Part of the problem is a lack of access to quality books and learning materials, due to inadequately stocked libraries, while some regions do not have sufficient bookstores. Other factors include specialist books being unaffordable for many people, and books that are too technical to attract readers.

BI therefore decided to develop the reading corners, which are unique physical spaces comprising well-stocked bookshelves, comfortable seating and multimedia technology. These attractive spaces enable people to learn of the strong link between reading and thinking, as they acquire knowledge that is relevant to their daily lives and financial success.

The designated corners are generally attached to existing campus libraries. Each BI Corner is equipped with eye-catching bookshelves, hundreds finance-related books in Indonesian and English, sofas, computer terminal and LED TV, and a collection of BI periodicals and reports.

Subjects covered by available books are too numerous to list individually here, but include banking, practical economics, development planning, accounting, auditing, taxation, Islamic finance, international humanitarian law, economic theory, business and marketing, management and human resources, natural resources, and inspirational biographies.

Building Resilience
Less than half of Indonesia’s 250 million people have bank accounts – a situation that BI is taking measures to remedy through education programs.

“The new BI reading corner is popular with students,” says Endang Kusuma Dhani, the librarian at Jakarta’s Moestopo University. “The range of books enables them to broaden their skills and knowledge of finance.”

Financial literacy plays a crucial role in development and can help countries to avoid the worst symptoms of regional and global financial crises. For example, households with savings accounts and multiple income streams are likely to be more financially resilient during times of recession, high inflation and rising unemployment.

Households with low levels of financial literacy tend not to plan for the long-term, borrow at higher interest rates and have fewer assets. They are also at greater risk of falling victim to financial scams.

Instilling Values & Skills
The BI Reading & Storytelling Corners, which are being developed at early childhood learning centers, aim to stimulate the growth and development of infants by introducing them to reading, counting and creativity.

Parents have expressed gratitude for the books, which are designed for children aged three to six. This is the stage when infants develop physical, mental and spiritual wellbeing, so it is the right time to instill values and skills for their futures.

The provision of exciting books and puppets helps children to understand the concept of money and importance of saving. Active involvement of parents is encouraged to ensure they play an ongoing role in the learning process.

At BI Reading & Storytelling Corners, BI provides training to staff of early childhood education centers (PAUD). Through good storytelling, children and their parents will be encouraged to read more.

Results have been promising, showing that stories, especially fables, have stimulated the imagination and creativity of children, as well as planting strong moral values.

BI is building and strengthening engagement with stakeholders, enabling students to understand the role of BI and its contribution to Indonesians.

BI’s reading corners are sowing the seeds to put the future of Indonesia’s economy in good hands, so that all Indonesians will benefit.

(Written in order Bank Indonesia participation on The Global CSR Awards 2016 by PINNACLE – Gold medal for “Excellence in Provision of Literacy & Education Award )


Dalam Kamus Besar Bahasa Indonesia (KBBI), “larung” berarti peti mayat yang tidak berdasar. Sedangkan “melarung” berarti membiarkan hanyut atau menghanyutkan. Setelah proses kremasi pada 30 November 2015, saya membawa pulang 2 buah guci yang berisi abu badan dan sebuah kantong kain yang berisi abu peti dan serpihan tulang. Menurut manajer kremasi di Oasis Lestari, umumnya abu peti dan serpihan tulang tidak disimpan, tetapi dilarung ke lautan, misalnya Tanjung Pasir atau  Ancol.

Maka pada Sabtu pagi, 23 Januari 2016, bersama keluarga Dedi Maryadi (Ibu Cici Riesmasari, Cakra & Tari), Mas Jon dan Bevita, aku berangkat ke Pelabuhan Ratu.  Berhubung kesiangan kami bertemu dengan macet, seperti biasa pasar yang tumpah ke jalanan. Melewati Cikidang sudah tengah hari, Cakra muntah-muntah dan kami memutuskan untuk berhenti. Menyantap mie goreng dan mie rebus khas jalanan Indonesia.

Tiba di Pelabuhan Ratu, tempat bertemu dengan teman Pak Dedi adalah Cimaja Square. Cafe dan pemondokan ini konon milik artis Bucek, dan memang tampak ia duduk bersama seseorang di satu sisi. Ibundanya dengan ramah-tamah menyapa ketika kami tiba.

Sambil menunggu teman Pak Dedi yang akan membantu menyewakan perahu, kami mengecek kamar. Menuju pondok (cottage) kami harus berjalan cukup jauh melewati perkampungan. Pondok tersebut tidak terlalu luas, ruangan bawah hanya berisi satu sofa dan dapur kecil, sedangkan kamar di lantai atas. Ini bukan pondok yang cocok untuk 5 orang dewasa dan 2 anak balita.  Maka kami memutuskan untuk mengecek tempat lain.

Sebelum hari semakin sore, kami menuju pantai Sunset dimana perahu bersandar. Awalnya hujan turun sehingga kami harus berteduh. Tak lama hujan reda dan kami bertiga (aku, Cici dan Bevi) ikut dengan para tukang perahu. Ombak tidak terlalu tinggi, perlahan kami menjauh dari daratan dan tiba di tengah untuk melarung. Kuucapkan selamat tinggal sekali lagi…

melarung abu peti Gary di Pelabuhan Ratu

Minggu Kedua 2016

Hari ke-11 2016, waktunya menghadapi kenyataan, kupacu sepeda motor bertemu Mbak Puji Hastutik yang bersedia menemaniku ke Kantor Suku Dinas Kependudukan dan Pencatatan Sipil Jakarta Selatan. Hari ini aku akan mengurus pembuatan Akta Kematian Gary. Lobby kantor Sudin Dukcapil ramai orang dengan berbagai keperluan, membuat KTP, akta kelahiran, kematian, mengurus pernikahan dan perceraian. Kami menyiapkan persyaratan sesuai dengan informasi di layar visual. Tukang fotokopi terdekat tutup, maka terpaksa mencari ke arah Pasar Mayestik. Setelah dokumen siap, aku mengambil nomor antrian dan menunggu. Tiba nomor dipanggil, seperti biasa, prosesnya tidak semudah yang dibayangkan. Ternyata untuk Warga Negara Asing dilakukan di Kantor Dinas Kependudukan dan Pencatatan Sipil Provinsi DKI. Alatnya di Jl. S. Parman No.7 Jakarta Barat. Telp. 021-566 2296.

Hari ke-12 2016, adikku bersedia mengantar ke Grogol dan kamipun berangkat ke sana pagi-pagi. Ada beberapa dokumen yang harus dilengkapi sehingga aku harus kembali lagi kesana keesokan harinya. Dari kantor Dinas Dukcapil aku minta diantar ke rumah sakit untuk mengurus klaim asuransi. Sampai di rumah hujan lebat sekali… Kami makan siang bersama dan adikku kembali ke Cikarang sebelum macet menjelang.

Hari Ke-13 2016, untuk kedua kalinya ke kantor Dinas Dukcapil untuk melengkapi surat-surat. Pulang ke rumah naik busway karena adikku haru ke kantor dan meeting dengan klien. Berjalan dari halte busway Duren Tiga ke Kemang Utara. Lumayan hari ini cukup olah raga.

Hari ke-14 2016, menyiapkan laporan pajak Bulan Desember 2015, namun sepertinya sudah terlalu siang untuk menuju Tebet. Main-main ke kantor Nirwana dan membicarakan kemungkinan venture dan bekerja dengan klien baru. Makan siang di Gourmet Garage dengan Erni & Chris Breckwoldt.

Hari ke-15 2016, ke kantor pajak di Tebet dilanjut ke Traffic Management Center (TMC) Keliling Kalibata yang melayani pembayaran pajak dan perpanjangan STNK. Antrian lumayan panjang tapi masih bisa selesai dan kembali ke rumah sebelum pk 10.00. Urusan satu-satu diselesaikan 🙂


Minggu Pertama 2016

Malam pergantian tahun dari 2015 ke 2016 aku bersama-sama dengan 3 orang teman. Mereka setuju untuk datang ke rumah dan menginap. Yay! Kami berempat duduk seputar meja ngobrol ngalor-ngidul. Hidangan salad dan pasta ditemani beer dan wine, ditambah cheese cake dan chocolate cake. Pergantian sore dan tengah malam terasa begitu cepat. Tepat pukul 24.00 kembang api bermunculan, pintu depan dibuka dan terasa begitu dekat.


Hari pertama 2016, kami menuju Cimanggis mengunjungi seorang teman. Terakhir aku berkunjung ke rumahnya pada Desember 2013. Hari yang menyenangkan dan kami kembali ke Jakarta ketika hari sudah gelap. Singgah makan makan malam tahu tek telur di Pasar Minggu.

Hari kedua 2016, teman yang menginap sudah pulang, rumah terasa lengang. Aku coba mencari kesibukan… Sore hari hujan lebat dan jalanan digenangi air. Kilat gemerlap dan geluduk terdengar di kejauhan. Kupanggil Gary dan menanyakan apakah dia masih disini. Aku mau dia tahu bahwa aku sudah merelakannya, tetapi aku juga terus merindukannya.

Sore hari Nadira menelpon, Chris Botting seorang teman dari Inggris terkena serangan jantung dan berpulang. Ada gathering di Eastern Promise untuk mengenangnya. Rob dan Nadira akan menjemputku dan senang bertemu dengan teman-teman Gary. Sebagian teman yang baru sempat bertemu lagi setelah Gary berpulang juga menyampaikan bela sungkawa.

Hari ketiga 2016, aku memutuskan menjumpai Lidia yang lari pagi di Taman Tebet. Iming-iming lari kali ini adalah jajanan bubur Manado. Okay! Lari dua keliling cukup, lanjut minum jus, makan bubur Manado, dan ngemil kue cubit. Pagi menjelang siang, pulang ke rumah naik busway, singgah di pasar membeli ikan untuk Roscoe.

Sorenya, Bevi mengajak makan malam di Cilandak Town Square. Sepulang dia dari gereja untuk misa sore kami bertemu. Aku mengendarai sepeda motor. Diam-diam aku menikmati mengendarai sepeda motor. Merasakan angin menerpa wajahku dan menikmati jalanan yang lengang. Malam datang dan aku menjemput kesendirian di rumah yang lengang.

Hari keempat 2016, aku mulai mengerjakan pekerjaan administrasi baik PT. Direct Media maupun PT. Network Multimedia. Mbak Puji kawan lama di Terre des Hommes Netherlands datang berkunjung, menjadi selingan pekerjaan yang cukup membosankan. Sore harinya, Eeng – Video Editor datang untuk menyelesaikan revisi terakhir video pengantar Borobudur, Prambanan dan Keraton Ratu Boko.

Hari kelima 2016, Wiendy dan Yuli datang ke rumah. Mengerjakan beberapa dokumen, walaupun agak susah, karena otak sudah tidak tune-in pada hal tersebut. Bahan-bahan yang sudah lewat setahun. Aku sendiri tidak yakin, apakah harus terlibat dalam proses politik (lagi)? Tapi, kalau bukan kita, siapa? (cie, cieeeee)

Hari keenam 2016, seharian di rumah, sore-sore menengok Kitaro dan mengajaknya berjalan-jalan 🙂

Hari ketujuh 2016, seharian di rumah, sorenya pergi menonton Ip Man, bersama Dina, Mas Lutfi dan Lidia. Mas Lutfi sekarang hobinya menyajikan kopi dengan berbagai cara. Sekali-kali harus dimampiri rumah Cileungsi nih 😉

Hari kedelapan 2016, urusan dokumen dengan Pak RT di Otista selesai. Adikku sayang mengantarku, seperti biasa dia mengantarku… Handover dokumen-dokumen lama dan menyerahkan urusan admin yang aku sudah tidak tertarik lagi mengerjakan. Bertemu dengan Deputy 1 Barekraf, perkenalan pertama… Semoga bisa membuka jalan kerja sama…

Selamat Jalan Sayang

Gary pergi 28 November 2015, tepat sebulan tanpa dia. Sebulan yang lalu kupeluk dia dan kuminta dia untuk bertahan. Kuyakinkan bahwa dia akan lebih baik. Namun ternyata garis hidup menentukan lain. Gary pergi pagi itu pukul 09.20. Kematian memeluk dia, dan aku harus merelakannya.

Seorang teman berada di sisiku dan tidak ada yang dapat aku lakukan selain terisak. Aku segera menghubungi keluarga di Kanada yang sejak beberapa hari yang lalu juga telah secara intensif berkabar. Tidak mudah menyampaikan kabar sedih ini…

Kemudian ketika kabar tersebar, teman-teman yang lain tiba dan membantuku menyiapkan segala sesuatunya. Sungguh beruntung aku mempunyai teman-teman yang bahu-membahu memberikan bantuan. Malam itu Gary dibawa ke rumah duka Oasis Lestari di Tangerang. Jenazahnya dibersihkan dipersiapkan untuk disemayamkan.

Minggu 29 November 2015, Gary tampak tertidur di petinya, wajahnya tersenyum dan beberapa teman datang memberikan penghormatan terakhir. Ibuku, kakak, adik dan para kemenakan juga datang memberikan kekuatan padaku.

Senin, 30 November 2015, aku mengurus surat ijin kremasi ke Kedutaan Kanada, berkat bantuan dari teman-teman, tidak ada kesulitan dan kremasi dapat dilakukan sesuai jadwal. Selama tiga hari berturut-turut, beberapa teman mendampingi, membantu dan menguatkan. Tak akan kulupakan betapa mereka adalah harta paling berharga dalam hidupku.

Selama beberapa hari seorang teman tinggal bersamaku dan memberikan dukungannya ketika aku merasakan kesedihan. Setelah ia kembali ke negerinya, beberapa teman yang lain juga datang memberikan bantuan ketika aku membutuhkan. Namun pada hakikatnya aku hidup sendiri sekarang dan ini harus kejalani.

Hari-hari aku rasakan tidak mudah. Bangun pagi tidak ada yang dapat aku sapa atau menyapaku. Pulang ke rumah yang kosong hanya menyapa Roscoe kucing peliharaan. Setiap hari kucoba untuk bertemu seorang teman, dan berbagi kabar. Beberapa undangan untuk bertemu, makan malam atau sekedar membantu teman kujalani saja. Kucoba untuk mengerjakan beberapa pekerjaan yang masih tertunda. Setelah satu bulan, aku masih sering menangisi. Ibuku berkata tidak perlu merasa lemah. Biarkan waktu yang akan menyembuhkanya. Jalani kesedihan ini dengan keyakinan bahwa semua ini adalah yang terbaik untuk Gary. Selamat jalan sayang…